03440
ZIPFMR
Hillsborough County, NH
BRFMR
Eff. Rent
0 BR$1,467$1,467
1 BR$1,673$1,673
2 BR$2,127$2,127
3 BR$2,822$2,190
4 BR$3,001$3,001
5 BR$3,451
6 BR$3,969
7 BR$4,564
8 BR$5,249

Purchase Price Calculator

Maximum purchase price
$254,155

Cost breakdown

+Likely effective rent$2,127
HUD FMRUsed$2,127
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$1,285
Loan amount$203,324
Down payment$50,831
Rate6.50%
Term30 years
-Operating costs-$642
Property taxes-$254
Insurance-$175
Utilities$0
HOA$0
Management-$213
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,027(66.9% ROI)
Projected value
$273,697
Current value$254,155
Return breakdown
Property appreciation+$19,542
Loan principal paid down+$7,285
Rental cash flow+$7,200
5-year hold
+$58,388(114.9% ROI)
Projected value
$287,553
Current value$254,155
Return breakdown
Property appreciation+$33,398
Loan principal paid down+$12,990
Rental cash flow+$12,000
10-year hold
+$126,139(248.2% ROI)
Projected value
$325,340
Current value$254,155
Return breakdown
Property appreciation+$71,185
Loan principal paid down+$30,954
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

3 BR
3 BR
1.29ratio
FMR$2,822
Market$2,190
vs market+$632

FMR is above market; underwrite to market rent.

90% standard$2,540 / 1.16 ratio110% standard$3,104 / 1.42 ratio
1.29
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 03440 (NH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

03440 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 03440 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,127 and the 4 bedroom fair market rent is $3,001.

Use this page for searches like 03440 FMR, 03440 fair market rent, and 03440 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 03440
Bedroom sizeHUD FMR
Studio$1,467
1 bedroom$1,673
2 bedroom$2,127
3 bedroom$2,822
4 bedroom$3,001