04109
ZIPFMR
Cumberland County, ME
BRFMR
Eff. Rent
0 BR$1,264$1,264
1 BR$1,397$1,397
2 BR$1,833$1,833
3 BR$2,380
4 BR$3,038$3,010
5 BR$3,494
6 BR$4,018
7 BR$4,620
8 BR$5,313

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.57ratio
FMR$1,264
Market$2,220
vs market-$956

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.57
1 BR
1 BR
0.52ratio
FMR$1,397
Market$2,690
vs market-$1,293

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.52
2 BR
2 BR
0.63ratio
FMR$1,833
Market$2,900
vs market-$1,067

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.63
4 BR
4 BR
1.01ratio
FMR$3,038
Market$3,010
vs market+$28

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$210,467
Rent
$1,833
Down payment
$42,093
Loan
$168,373
Mortgage
$1,064
Expenses
$569
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 04109 (ME) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.