11742
ZIPSAFMR
Suffolk County, NY
BRFMR
Eff. Rent
0 BR$2,020$2,170
1 BR$2,420$2,520
2 BR$2,790$3,060
3 BR$3,620$3,600
4 BR$3,830$4,010
5 BR$4,405
6 BR$5,065
7 BR$5,825
8 BR$6,699

Purchase Price Calculator

Maximum purchase price
$392,798

Cost breakdown

+Likely effective rent$3,060
HUD FMR$2,790
Market rent$3,200
Est. payment standard (110%)Used$3,060
Estimated payment standard is $3,060 (110% of FMR).
-Principal and interest-$1,986
Loan amount$314,239
Down payment$78,560
Rate6.50%
Term30 years
-Operating costs-$874
Property taxes-$393
Insurance-$175
Utilities$0
HOA$0
Management-$306
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,661(61.9% ROI)
Projected value
$423,001
Current value$392,798
Return breakdown
Property appreciation+$30,203
Loan principal paid down+$11,258
Rental cash flow+$7,200
5-year hold
+$83,694(106.5% ROI)
Projected value
$444,415
Current value$392,798
Return breakdown
Property appreciation+$51,617
Loan principal paid down+$20,077
Rental cash flow+$12,000
10-year hold
+$181,856(231.5% ROI)
Projected value
$502,815
Current value$392,798
Return breakdown
Property appreciation+$110,017
Loan principal paid down+$47,839
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.90ratio
FMR$2,020
Market$2,250
vs market-$230

FMR is below market; voucher rent may lag private rents.

90% standard$1,818 / 0.81 ratio110% standard$2,222 / 0.99 ratio
0.90
1 BR
1 BR
0.94ratio
FMR$2,420
Market$2,580
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,178 / 0.84 ratio110% standard$2,662 / 1.03 ratio
0.94
2 BR
2 BR
0.87ratio
FMR$2,790
Market$3,200
vs market-$410

FMR is below market; voucher rent may lag private rents.

90% standard$2,511 / 0.78 ratio110% standard$3,069 / 0.96 ratio
0.87
3 BR
3 BR
1.01ratio
FMR$3,620
Market$3,600
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$3,258 / 0.91 ratio110% standard$3,982 / 1.11 ratio
1.01
4 BR
4 BR
0.93ratio
FMR$3,830
Market$4,100
vs market-$270

FMR is near market; voucher and private rents are aligned.

90% standard$3,447 / 0.84 ratio110% standard$4,213 / 1.03 ratio
0.93
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 11742 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

11742 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 11742 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,790 and the 4 bedroom fair market rent is $3,830.

Use this page for searches like 11742 FMR, 11742 fair market rent, and 11742 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 11742
Bedroom sizeHUD FMR
Studio$2,020
1 bedroom$2,420
2 bedroom$2,790
3 bedroom$3,620
4 bedroom$3,830