12110
ZIPSAFMR
Albany County, NY
BRFMR
Eff. Rent
0 BR$1,420$1,400
1 BR$1,660$1,660
2 BR$1,990$1,990
3 BR$2,390$2,390
4 BR$2,630$2,630
5 BR$3,024
6 BR$3,478
7 BR$4,000
8 BR$4,600

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.01ratio
FMR$1,420
Market$1,400
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
1 BR
1 BR
0.87ratio
FMR$1,660
Market$1,900
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.87
2 BR
2 BR
0.92ratio
FMR$1,990
Market$2,160
vs market-$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
3 BR
3 BR
0.92ratio
FMR$2,390
Market$2,610
vs market-$220

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
4 BR
4 BR
0.79ratio
FMR$2,630
Market$3,330
vs market-$700

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.79
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$233,797
Rent
$1,990
Down payment
$46,759
Loan
$187,037
Mortgage
$1,182
Expenses
$608
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12110 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.