Lakeview Property Management
4.8Lakeview County
Residential management, leasing, and owner services for local rental properties.
216-555-0187lakeviewpm.com
Purchase Price Calculator
Maximum purchase price
$174,357
Cost breakdown
+Likely effective rent$1,590
HUD FMR$1,910
Market rentUsed$1,590
Est. payment standard (90%)$1,720
Market rent is below the inferred standard ($1,720, 90% of FMR).
-Principal and interest-$882
Loan amount$139,485
Down payment$34,871
Rate6.50%
Term30 years
-Operating costs-$508
Property taxes-$174
Insurance-$175
Utilities$0
HOA$0
Management-$159
=Target cash flow+$200
Calculation mode
Hold period projections
Annual appreciation rate
3-year hold
+$25,604(73.4% ROI)
Projected value
$187,763
Current value$174,357
Return breakdown
Property appreciation+$13,406
Loan principal paid down+$4,997
Rental cash flow+$7,200
5-year hold
+$43,824(125.7% ROI)
Projected value
$197,269
Current value$174,357
Return breakdown
Property appreciation+$22,912
Loan principal paid down+$8,912
Rental cash flow+$12,000
10-year hold
+$94,070(269.8% ROI)
Projected value
$223,192
Current value$174,357
Return breakdown
Property appreciation+$48,835
Loan principal paid down+$21,235
Rental cash flow+$24,000
Rolodex
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UpgradeMarket Alignment
FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.
Studio1.10
Studio
1.10ratio
FMR$1,370
Market$1,240
vs market+$130
FMR is above market; underwrite to market rent.
90% standard$1,233 / 0.99 ratio110% standard$1,507 / 1.22 ratio
1 BR1.12
1 BR
1.12ratio
FMR$1,590
Market$1,420
vs market+$170
FMR is above market; underwrite to market rent.
90% standard$1,431 / 1.01 ratio110% standard$1,749 / 1.23 ratio
2 BR1.20
2 BR
1.20ratio
FMR$1,910
Market$1,590
vs market+$320
FMR is above market; underwrite to market rent.
90% standard$1,719 / 1.08 ratio110% standard$2,101 / 1.32 ratio
3 BR1.00
3 BR
1.00ratio
FMR$2,290
Market$2,280
vs market+$10
FMR is near market; voucher and private rents are aligned.
90% standard$2,061 / 0.90 ratio110% standard$2,519 / 1.10 ratio
4 BR0.97
4 BR
0.97ratio
FMR$2,530
Market$2,600
vs market-$70
FMR is near market; voucher and private rents are aligned.
90% standard$2,277 / 0.88 ratio110% standard$2,783 / 1.07 ratio
0.700.800.901.001.101.201.30aligned range
HUD benchmarks exceed market rents for larger unit sizes.
Historical
FY 2022-2026
Data freshness
- FMR
- FY2026
- Market rent
- last ~365 days
About this result(HUD FMR/SAFMR details)
This page shows HUD Fair Market Rent data for 12309 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.
Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.
Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.
12309 fair market rent and Section 8 rent limits
The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 12309 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,910 and the 4 bedroom fair market rent is $2,530.
Use this page for searches like 12309 FMR, 12309 fair market rent, and 12309 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.
| Bedroom size | HUD FMR |
|---|---|
| Studio | $1,370 |
| 1 bedroom | $1,590 |
| 2 bedroom | $1,910 |
| 3 bedroom | $2,290 |
| 4 bedroom | $2,530 |