12517
ZIPSAFMR
Columbia County, NY
BRFMR
Eff. Rent
0 BR$1,140$1,140
1 BR$1,150$1,150
2 BR$1,310$1,310
3 BR$1,580$1,580
4 BR$1,730$1,730
5 BR$1,989
6 BR$2,288
7 BR$2,631
8 BR$3,026

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.56ratio
FMR$1,140
Market$2,050
vs market-$910

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.56
1 BR
1 BR
0.56ratio
FMR$1,150
Market$2,070
vs market-$920

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.56
2 BR
2 BR
0.58ratio
FMR$1,310
Market$2,270
vs market-$960

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.58
3 BR
3 BR
0.67ratio
FMR$1,580
Market$2,360
vs market-$780

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
4 BR
4 BR
0.67ratio
FMR$1,730
Market$2,570
vs market-$840

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$132,749
Rent
$1,310
Down payment
$26,550
Loan
$106,199
Mortgage
$671
Expenses
$439
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12517 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.