12523
ZIPSAFMR
Columbia County, NY
BRFMR
Eff. Rent
0 BR$1,180$1,180
1 BR$1,200$1,200
2 BR$1,360$1,360
3 BR$1,640$1,640
4 BR$1,800$1,800
5 BR$2,070
6 BR$2,380
7 BR$2,738
8 BR$3,148

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.35ratio
FMR$1,180
Market$3,340
vs market-$2,160

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.35
1 BR
1 BR
0.43ratio
FMR$1,200
Market$2,810
vs market-$1,610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.43
2 BR
2 BR
0.43ratio
FMR$1,360
Market$3,130
vs market-$1,770

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.43
3 BR
3 BR
0.39ratio
FMR$1,640
Market$4,170
vs market-$2,530

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.39
4 BR
4 BR
0.39ratio
FMR$1,800
Market$4,620
vs market-$2,820

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.39
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$140,179
Rent
$1,360
Down payment
$28,036
Loan
$112,143
Mortgage
$709
Expenses
$451
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12523 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.