14706
ZIPSAFMR
Cattaraugus County, NY
BRFMR
Eff. Rent
0 BR$800$880
1 BR$810$890
2 BR$1,040$1,040
3 BR$1,270$1,100
4 BR$1,470$1,150
5 BR$1,690
6 BR$1,944
7 BR$2,236
8 BR$2,571

Purchase Price Calculator

Maximum purchase price
$92,627

Cost breakdown

+Likely effective rent$1,040
HUD FMR$1,040
Market rent$1,040
Est. payment standard (100%)Used$1,040
Estimated payment standard is $1,040 (100% of FMR).
-Principal and interest-$468
Loan amount$74,102
Down payment$18,525
Rate6.50%
Term30 years
-Operating costs-$372
Property taxes-$93
Insurance-$175
Utilities$0
HOA$0
Management-$104
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,977(91.6% ROI)
Projected value
$99,749
Current value$92,627
Return breakdown
Property appreciation+$7,122
Loan principal paid down+$2,655
Rental cash flow+$7,200
5-year hold
+$28,906(156.0% ROI)
Projected value
$104,799
Current value$92,627
Return breakdown
Property appreciation+$12,172
Loan principal paid down+$4,734
Rental cash flow+$12,000
10-year hold
+$61,225(330.5% ROI)
Projected value
$118,570
Current value$92,627
Return breakdown
Property appreciation+$25,943
Loan principal paid down+$11,281
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.82ratio
FMR$800
Market$970
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$720 / 0.74 ratio110% standard$880 / 0.91 ratio
0.82
1 BR
1 BR
0.84ratio
FMR$810
Market$960
vs market-$150

FMR is below market; voucher rent may lag private rents.

90% standard$729 / 0.76 ratio110% standard$891 / 0.93 ratio
0.84
2 BR
2 BR
1.00ratio
FMR$1,040
Market$1,040
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$936 / 0.90 ratio110% standard$1,144 / 1.10 ratio
1.00
3 BR
3 BR
1.15ratio
FMR$1,270
Market$1,100
vs market+$170

FMR is above market; underwrite to market rent.

90% standard$1,143 / 1.04 ratio110% standard$1,397 / 1.27 ratio
1.15
4 BR
4 BR
1.28ratio
FMR$1,470
Market$1,150
vs market+$320

FMR is above market; underwrite to market rent.

90% standard$1,323 / 1.15 ratio110% standard$1,617 / 1.41 ratio
1.28
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 14706 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

14706 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 14706 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,040 and the 4 bedroom fair market rent is $1,470.

Use this page for searches like 14706 FMR, 14706 fair market rent, and 14706 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 14706
Bedroom sizeHUD FMR
Studio$800
1 bedroom$810
2 bedroom$1,040
3 bedroom$1,270
4 bedroom$1,470