15690
ZIPSAFMR
Westmoreland County, PA
BRFMR
Eff. Rent
0 BR$730$800
1 BR$790$870
2 BR$990$920
3 BR$1,270$1,010
4 BR$1,370$1,060
5 BR$1,575
6 BR$1,812
7 BR$2,084
8 BR$2,396

Purchase Price Calculator

Maximum purchase price
$74,795

Cost breakdown

+Likely effective rent$920
HUD FMR$990
Market rentUsed$920
Est. payment standard (95%)$940
Market rent is below the inferred standard ($940, 95% of FMR).
-Principal and interest-$378
Loan amount$59,836
Down payment$14,959
Rate6.50%
Term30 years
-Operating costs-$342
Property taxes-$75
Insurance-$175
Utilities$0
HOA$0
Management-$92
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,095(100.9% ROI)
Projected value
$80,546
Current value$74,795
Return breakdown
Property appreciation+$5,751
Loan principal paid down+$2,144
Rental cash flow+$7,200
5-year hold
+$25,652(171.5% ROI)
Projected value
$84,624
Current value$74,795
Return breakdown
Property appreciation+$9,829
Loan principal paid down+$3,823
Rental cash flow+$12,000
10-year hold
+$54,058(361.4% ROI)
Projected value
$95,744
Current value$74,795
Return breakdown
Property appreciation+$20,949
Loan principal paid down+$9,109
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.82ratio
FMR$730
Market$890
vs market-$160

FMR is below market; voucher rent may lag private rents.

90% standard$657 / 0.74 ratio110% standard$803 / 0.90 ratio
0.82
1 BR
1 BR
0.81ratio
FMR$790
Market$980
vs market-$190

FMR is below market; voucher rent may lag private rents.

90% standard$711 / 0.73 ratio110% standard$869 / 0.89 ratio
0.81
2 BR
2 BR
1.08ratio
FMR$990
Market$920
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$891 / 0.97 ratio110% standard$1,089 / 1.18 ratio
1.08
3 BR
3 BR
1.26ratio
FMR$1,270
Market$1,010
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$1,143 / 1.13 ratio110% standard$1,397 / 1.38 ratio
1.26
4 BR
4 BR
1.29ratio
FMR$1,370
Market$1,060
vs market+$310

FMR is above market; underwrite to market rent.

90% standard$1,233 / 1.16 ratio110% standard$1,507 / 1.42 ratio
1.29
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 15690 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

15690 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 15690 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $990 and the 4 bedroom fair market rent is $1,370.

Use this page for searches like 15690 FMR, 15690 fair market rent, and 15690 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 15690
Bedroom sizeHUD FMR
Studio$730
1 bedroom$790
2 bedroom$990
3 bedroom$1,270
4 bedroom$1,370