18081
ZIPSAFMR
Bucks County, PA
BRFMR
Eff. Rent
0 BR$1,150$1,270
1 BR$1,360$1,500
2 BR$1,650$1,820
3 BR$2,100$2,240
4 BR$2,220$2,380
5 BR$2,553
6 BR$2,936
7 BR$3,376
8 BR$3,883

Purchase Price Calculator

Maximum purchase price
$208,535

Cost breakdown

+Likely effective rent$1,820
HUD FMR$1,650
Market rent$1,970
Est. payment standard (110%)Used$1,820
Estimated payment standard is $1,820 (110% of FMR).
-Principal and interest-$1,054
Loan amount$166,828
Down payment$41,707
Rate6.50%
Term30 years
-Operating costs-$566
Property taxes-$209
Insurance-$175
Utilities$0
HOA$0
Management-$182
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,211(70.0% ROI)
Projected value
$224,569
Current value$208,535
Return breakdown
Property appreciation+$16,034
Loan principal paid down+$5,977
Rental cash flow+$7,200
5-year hold
+$50,062(120.0% ROI)
Projected value
$235,938
Current value$208,535
Return breakdown
Property appreciation+$27,403
Loan principal paid down+$10,659
Rental cash flow+$12,000
10-year hold
+$107,805(258.5% ROI)
Projected value
$266,942
Current value$208,535
Return breakdown
Property appreciation+$58,407
Loan principal paid down+$25,398
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.65ratio
FMR$1,150
Market$1,770
vs market-$620

FMR is below market; voucher rent may lag private rents.

90% standard$1,035 / 0.58 ratio110% standard$1,265 / 0.71 ratio
0.65
1 BR
1 BR
0.77ratio
FMR$1,360
Market$1,770
vs market-$410

FMR is below market; voucher rent may lag private rents.

90% standard$1,224 / 0.69 ratio110% standard$1,496 / 0.85 ratio
0.77
2 BR
2 BR
0.84ratio
FMR$1,650
Market$1,970
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$1,485 / 0.75 ratio110% standard$1,815 / 0.92 ratio
0.84
3 BR
3 BR
0.91ratio
FMR$2,100
Market$2,310
vs market-$210

FMR is near market; voucher and private rents are aligned.

90% standard$1,890 / 0.82 ratio110% standard$2,310 / 1.00 ratio
0.91
4 BR
4 BR
0.90ratio
FMR$2,220
Market$2,470
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$1,998 / 0.81 ratio110% standard$2,442 / 0.99 ratio
0.90
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 18081 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

18081 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 18081 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,650 and the 4 bedroom fair market rent is $2,220.

Use this page for searches like 18081 FMR, 18081 fair market rent, and 18081 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 18081
Bedroom sizeHUD FMR
Studio$1,150
1 bedroom$1,360
2 bedroom$1,650
3 bedroom$2,100
4 bedroom$2,220