19032
ZIPSAFMR
Delaware County, PA
BRFMR
Eff. Rent
0 BR$1,420$1,060
1 BR$1,550$1,260
2 BR$1,840$1,700
3 BR$2,210$2,050
4 BR$2,460$2,200
5 BR$2,829
6 BR$3,253
7 BR$3,741
8 BR$4,303

Purchase Price Calculator

Maximum purchase price
$190,703

Cost breakdown

+Likely effective rent$1,700
HUD FMR$1,840
Market rentUsed$1,700
Est. payment standard (95%)$1,750
Market rent is below the inferred standard ($1,750, 95% of FMR).
-Principal and interest-$964
Loan amount$152,562
Down payment$38,141
Rate6.50%
Term30 years
-Operating costs-$536
Property taxes-$191
Insurance-$175
Utilities$0
HOA$0
Management-$170
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,329(71.7% ROI)
Projected value
$205,366
Current value$190,703
Return breakdown
Property appreciation+$14,663
Loan principal paid down+$5,466
Rental cash flow+$7,200
5-year hold
+$46,807(122.7% ROI)
Projected value
$215,763
Current value$190,703
Return breakdown
Property appreciation+$25,060
Loan principal paid down+$9,747
Rental cash flow+$12,000
10-year hold
+$100,639(263.9% ROI)
Projected value
$244,116
Current value$190,703
Return breakdown
Property appreciation+$53,413
Loan principal paid down+$23,226
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.34ratio
FMR$1,420
Market$1,060
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$1,278 / 1.21 ratio110% standard$1,562 / 1.47 ratio
1.34
1 BR
1 BR
1.23ratio
FMR$1,550
Market$1,260
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$1,395 / 1.11 ratio110% standard$1,705 / 1.35 ratio
1.23
2 BR
2 BR
1.08ratio
FMR$1,840
Market$1,700
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,656 / 0.97 ratio110% standard$2,024 / 1.19 ratio
1.08
3 BR
3 BR
1.08ratio
FMR$2,210
Market$2,050
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,989 / 0.97 ratio110% standard$2,431 / 1.19 ratio
1.08
4 BR
4 BR
1.12ratio
FMR$2,460
Market$2,200
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$2,214 / 1.01 ratio110% standard$2,706 / 1.23 ratio
1.12
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 19032 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

19032 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 19032 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,840 and the 4 bedroom fair market rent is $2,460.

Use this page for searches like 19032 FMR, 19032 fair market rent, and 19032 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 19032
Bedroom sizeHUD FMR
Studio$1,420
1 bedroom$1,550
2 bedroom$1,840
3 bedroom$2,210
4 bedroom$2,460