19501
ZIPSAFMR
Lancaster County, PA
BRFMR
Eff. Rent
0 BR$890$980
1 BR$1,000$1,100
2 BR$1,260$1,370
3 BR$1,640$1,590
4 BR$1,670$1,700
5 BR$1,920
6 BR$2,209
7 BR$2,540
8 BR$2,921

Purchase Price Calculator

Maximum purchase price
$141,665

Cost breakdown

+Likely effective rent$1,370
HUD FMR$1,260
Market rent$1,430
Est. payment standard (109%)Used$1,370
Estimated payment standard is $1,370 (109% of FMR).
-Principal and interest-$716
Loan amount$113,332
Down payment$28,333
Rate6.50%
Term30 years
-Operating costs-$454
Property taxes-$142
Insurance-$175
Utilities$0
HOA$0
Management-$137
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,153(78.2% ROI)
Projected value
$152,558
Current value$141,665
Return breakdown
Property appreciation+$10,893
Loan principal paid down+$4,060
Rental cash flow+$7,200
5-year hold
+$37,857(133.6% ROI)
Projected value
$160,281
Current value$141,665
Return breakdown
Property appreciation+$18,616
Loan principal paid down+$7,241
Rental cash flow+$12,000
10-year hold
+$80,932(285.6% ROI)
Projected value
$181,343
Current value$141,665
Return breakdown
Property appreciation+$39,678
Loan principal paid down+$17,254
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.73ratio
FMR$890
Market$1,220
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$801 / 0.66 ratio110% standard$979 / 0.80 ratio
0.73
1 BR
1 BR
0.78ratio
FMR$1,000
Market$1,280
vs market-$280

FMR is below market; voucher rent may lag private rents.

90% standard$900 / 0.70 ratio110% standard$1,100 / 0.86 ratio
0.78
2 BR
2 BR
0.88ratio
FMR$1,260
Market$1,430
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$1,134 / 0.79 ratio110% standard$1,386 / 0.97 ratio
0.88
3 BR
3 BR
1.03ratio
FMR$1,640
Market$1,590
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,476 / 0.93 ratio110% standard$1,804 / 1.13 ratio
1.03
4 BR
4 BR
0.97ratio
FMR$1,670
Market$1,720
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,503 / 0.87 ratio110% standard$1,837 / 1.07 ratio
0.97
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 19501 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

19501 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 19501 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,260 and the 4 bedroom fair market rent is $1,670.

Use this page for searches like 19501 FMR, 19501 fair market rent, and 19501 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 19501
Bedroom sizeHUD FMR
Studio$890
1 bedroom$1,000
2 bedroom$1,260
3 bedroom$1,640
4 bedroom$1,670