20603
ZIPSAFMR
Charles County, MD
BRFMR
Eff. Rent
0 BR$2,000$1,320
1 BR$2,060$1,400
2 BR$2,300$2,300
3 BR$2,900$2,790
4 BR$3,410$3,160
5 BR$3,921
6 BR$4,510
7 BR$5,186
8 BR$5,964

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.52ratio
FMR$2,000
Market$1,320
vs market+$680

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.52
1 BR
1 BR
1.47ratio
FMR$2,060
Market$1,400
vs market+$660

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.47
2 BR
2 BR
0.97ratio
FMR$2,300
Market$2,360
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
3 BR
3 BR
1.04ratio
FMR$2,900
Market$2,790
vs market+$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.04
4 BR
4 BR
1.08ratio
FMR$3,410
Market$3,160
vs market+$250

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.08
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$279,863
Rent
$2,300
Down payment
$55,973
Loan
$223,890
Mortgage
$1,415
Expenses
$685
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20603 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.