20782
ZIPSAFMR
Prince George's County, MD
BRFMR
Eff. Rent
0 BR$1,860$1,420
1 BR$1,920$1,550
2 BR$2,140$2,350
3 BR$2,700$2,800
4 BR$3,170$3,310
5 BR$3,645
6 BR$4,192
7 BR$4,821
8 BR$5,544

Purchase Price Calculator

Maximum purchase price
$287,293

Cost breakdown

+Likely effective rent$2,350
HUD FMR$2,140
Market rent$2,600
Est. payment standard (110%)Used$2,350
Estimated payment standard is $2,350 (110% of FMR).
-Principal and interest-$1,453
Loan amount$229,834
Down payment$57,459
Rate6.50%
Term30 years
-Operating costs-$697
Property taxes-$287
Insurance-$175
Utilities$0
HOA$0
Management-$235
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,525(65.3% ROI)
Projected value
$309,383
Current value$287,293
Return breakdown
Property appreciation+$22,090
Loan principal paid down+$8,234
Rental cash flow+$7,200
5-year hold
+$64,437(112.1% ROI)
Projected value
$325,045
Current value$287,293
Return breakdown
Property appreciation+$37,753
Loan principal paid down+$14,684
Rental cash flow+$12,000
10-year hold
+$139,456(242.7% ROI)
Projected value
$367,759
Current value$287,293
Return breakdown
Property appreciation+$80,466
Loan principal paid down+$34,990
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.31ratio
FMR$1,860
Market$1,420
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$1,674 / 1.18 ratio110% standard$2,046 / 1.44 ratio
1.31
1 BR
1 BR
1.24ratio
FMR$1,920
Market$1,550
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$1,728 / 1.11 ratio110% standard$2,112 / 1.36 ratio
1.24
2 BR
2 BR
0.82ratio
FMR$2,140
Market$2,600
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$1,926 / 0.74 ratio110% standard$2,354 / 0.91 ratio
0.82
3 BR
3 BR
0.94ratio
FMR$2,700
Market$2,860
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,430 / 0.85 ratio110% standard$2,970 / 1.04 ratio
0.94
4 BR
4 BR
0.94ratio
FMR$3,170
Market$3,380
vs market-$210

FMR is near market; voucher and private rents are aligned.

90% standard$2,853 / 0.84 ratio110% standard$3,487 / 1.03 ratio
0.94
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20782 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

20782 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 20782 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,140 and the 4 bedroom fair market rent is $3,170.

Use this page for searches like 20782 FMR, 20782 fair market rent, and 20782 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 20782
Bedroom sizeHUD FMR
Studio$1,860
1 bedroom$1,920
2 bedroom$2,140
3 bedroom$2,700
4 bedroom$3,170