20850
ZIPSAFMR
Montgomery County, MD
BRFMR
Eff. Rent
0 BR$2,380$1,850
1 BR$2,460$2,000
2 BR$2,740$2,570
3 BR$3,460$3,070
4 BR$4,060$3,750
5 BR$4,669
6 BR$5,369
7 BR$6,175
8 BR$7,101

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.29ratio
FMR$2,380
Market$1,850
vs market+$530

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.29
1 BR
1 BR
1.23ratio
FMR$2,460
Market$2,000
vs market+$460

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.23
2 BR
2 BR
1.07ratio
FMR$2,740
Market$2,570
vs market+$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
3 BR
3 BR
1.13ratio
FMR$3,460
Market$3,070
vs market+$390

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
4 BR
4 BR
1.08ratio
FMR$4,060
Market$3,750
vs market+$310

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.08
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$345,246
Rent
$2,740
Down payment
$69,049
Loan
$276,197
Mortgage
$1,746
Expenses
$794
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20850 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.