20857
ZIPSAFMR
Montgomery County, MD
BRFMR
Eff. Rent
0 BR$1,980$1,510
1 BR$2,050$1,760
2 BR$2,280$2,180
3 BR$2,880$2,560
4 BR$3,380$3,190
5 BR$3,887
6 BR$4,470
7 BR$5,141
8 BR$5,912

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.31ratio
FMR$1,980
Market$1,510
vs market+$470

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.31
1 BR
1 BR
1.16ratio
FMR$2,050
Market$1,760
vs market+$290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.16
2 BR
2 BR
1.05ratio
FMR$2,280
Market$2,180
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
3 BR
3 BR
1.13ratio
FMR$2,880
Market$2,560
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
4 BR
4 BR
1.06ratio
FMR$3,380
Market$3,190
vs market+$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$276,891
Rent
$2,280
Down payment
$55,378
Loan
$221,512
Mortgage
$1,400
Expenses
$680
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20857 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.