20861
ZIPSAFMR
Montgomery County, MD
BRFMR
Eff. Rent
0 BR$1,850$1,800
1 BR$1,910$1,710
2 BR$2,130$2,130
3 BR$2,690$2,690
4 BR$3,160$3,160
5 BR$3,634
6 BR$4,179
7 BR$4,806
8 BR$5,527

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.03ratio
FMR$1,850
Market$1,800
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.03
1 BR
1 BR
1.12ratio
FMR$1,910
Market$1,710
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
2 BR
2 BR
0.89ratio
FMR$2,130
Market$2,390
vs market-$260

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
3 BR
3 BR
0.95ratio
FMR$2,690
Market$2,840
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
4 BR
4 BR
0.91ratio
FMR$3,160
Market$3,490
vs market-$330

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.91
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$254,601
Rent
$2,130
Down payment
$50,920
Loan
$203,681
Mortgage
$1,287
Expenses
$643
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20861 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.