20889
ZIPSAFMR
Montgomery County, MD
BRFMR
Eff. Rent
0 BR$2,360$1,510
1 BR$2,430$1,760
2 BR$2,710$2,180
3 BR$3,420$2,560
4 BR$4,020$3,190
5 BR$4,623
6 BR$5,316
7 BR$6,114
8 BR$7,031

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.56ratio
FMR$2,360
Market$1,510
vs market+$850

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.56
1 BR
1 BR
1.38ratio
FMR$2,430
Market$1,760
vs market+$670

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.38
2 BR
2 BR
1.24ratio
FMR$2,710
Market$2,180
vs market+$530

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.24
3 BR
3 BR
1.34ratio
FMR$3,420
Market$2,560
vs market+$860

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.34
4 BR
4 BR
1.26ratio
FMR$4,020
Market$3,190
vs market+$830

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.26
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$340,788
Rent
$2,710
Down payment
$68,158
Loan
$272,631
Mortgage
$1,723
Expenses
$787
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20889 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.