20902
ZIPSAFMR
Montgomery County, MD
BRFMR
Eff. Rent
0 BR$2,080$1,530
1 BR$2,140$1,740
2 BR$2,390$2,390
3 BR$3,020$3,020
4 BR$3,550$3,480
5 BR$4,082
6 BR$4,695
7 BR$5,399
8 BR$6,209

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.36ratio
FMR$2,080
Market$1,530
vs market+$550

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.36
1 BR
1 BR
1.23ratio
FMR$2,140
Market$1,740
vs market+$400

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.23
2 BR
2 BR
0.98ratio
FMR$2,390
Market$2,450
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
3 BR
3 BR
1.00ratio
FMR$3,020
Market$3,030
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
4 BR
4 BR
1.02ratio
FMR$3,550
Market$3,480
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.02
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$293,237
Rent
$2,390
Down payment
$58,647
Loan
$234,589
Mortgage
$1,483
Expenses
$707
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20902 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.