21023
ZIPSAFMR
Baltimore County, MD
BRFMR
Eff. Rent
0 BR$1,370
1 BR$1,510$1,510
2 BR$1,860$1,860
3 BR$2,360$2,360
4 BR$2,610$2,610
5 BR$3,001
6 BR$3,452
7 BR$3,969
8 BR$4,565

Market Alignment

How HUD fair market rents align with the state of the rental market.

1 BR
1 BR
0.46ratio
FMR$1,510
Market$3,290
vs market-$1,780

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.46
2 BR
2 BR
0.60ratio
FMR$1,860
Market$3,110
vs market-$1,250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.60
3 BR
3 BR
0.63ratio
FMR$2,360
Market$3,770
vs market-$1,410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.63
4 BR
4 BR
0.66ratio
FMR$2,610
Market$3,930
vs market-$1,320

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.66
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$214,479
Rent
$1,860
Down payment
$42,896
Loan
$171,583
Mortgage
$1,085
Expenses
$575
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 21023 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.