21028
ZIPSAFMR
Harford County, MD
BRFMR
Eff. Rent
0 BR$1,530$1,530
1 BR$1,710$1,540
2 BR$2,080$2,030
3 BR$2,680$2,290
4 BR$2,990$2,740
5 BR$3,438
6 BR$3,954
7 BR$4,547
8 BR$5,230

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.98ratio
FMR$1,530
Market$1,560
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
1 BR
1 BR
1.11ratio
FMR$1,710
Market$1,540
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.11
2 BR
2 BR
1.02ratio
FMR$2,080
Market$2,030
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.02
3 BR
3 BR
1.17ratio
FMR$2,680
Market$2,290
vs market+$390

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.17
4 BR
4 BR
1.09ratio
FMR$2,990
Market$2,740
vs market+$250

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$247,171
Rent
$2,080
Down payment
$49,434
Loan
$197,737
Mortgage
$1,250
Expenses
$630
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 21028 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.