21029
ZIPSAFMR
Howard County, MD
BRFMR
Eff. Rent
0 BR$2,050$1,590
1 BR$2,270$1,800
2 BR$2,790$2,240
3 BR$3,540$3,130
4 BR$3,920$3,880
5 BR$4,508
6 BR$5,184
7 BR$5,962
8 BR$6,856

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.29ratio
FMR$2,050
Market$1,590
vs market+$460

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.29
1 BR
1 BR
1.26ratio
FMR$2,270
Market$1,800
vs market+$470

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.26
2 BR
2 BR
1.25ratio
FMR$2,790
Market$2,240
vs market+$550

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.25
3 BR
3 BR
1.13ratio
FMR$3,540
Market$3,130
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
4 BR
4 BR
1.01ratio
FMR$3,920
Market$3,880
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$352,676
Rent
$2,790
Down payment
$70,535
Loan
$282,141
Mortgage
$1,783
Expenses
$807
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 21029 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.