21704
ZIPSAFMR
Frederick County, MD
BRFMR
Eff. Rent
0 BR$2,500$1,770
1 BR$2,570$1,720
2 BR$2,870$2,150
3 BR$3,620$2,760
4 BR$4,260$3,480
5 BR$4,899
6 BR$5,634
7 BR$6,479
8 BR$7,451

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.41ratio
FMR$2,500
Market$1,770
vs market+$730

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.41
1 BR
1 BR
1.49ratio
FMR$2,570
Market$1,720
vs market+$850

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.49
2 BR
2 BR
1.33ratio
FMR$2,870
Market$2,150
vs market+$720

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.33
3 BR
3 BR
1.31ratio
FMR$3,620
Market$2,760
vs market+$860

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.31
4 BR
4 BR
1.22ratio
FMR$4,260
Market$3,480
vs market+$780

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$364,564
Rent
$2,870
Down payment
$72,913
Loan
$291,651
Mortgage
$1,843
Expenses
$827
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 21704 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.