21714
ZIPSAFMR
Frederick County, MD
BRFMR
Eff. Rent
0 BR$1,560$1,220
1 BR$1,610$1,320
2 BR$1,790$1,790
3 BR$2,260$2,260
4 BR$2,660$2,660
5 BR$3,059
6 BR$3,518
7 BR$4,046
8 BR$4,652

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.28ratio
FMR$1,560
Market$1,220
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.28
1 BR
1 BR
1.22ratio
FMR$1,610
Market$1,320
vs market+$290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
2 BR
2 BR
0.97ratio
FMR$1,790
Market$1,840
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
3 BR
3 BR
0.94ratio
FMR$2,260
Market$2,410
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
4 BR
4 BR
0.91ratio
FMR$2,660
Market$2,910
vs market-$250

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.91
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$204,077
Rent
$1,790
Down payment
$40,815
Loan
$163,261
Mortgage
$1,032
Expenses
$558
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 21714 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.