21723
ZIPSAFMR
Howard County, MD
BRFMR
Eff. Rent
0 BR$1,720$1,630
1 BR$1,910$1,710
2 BR$2,350$2,080
3 BR$2,980$2,710
4 BR$3,300$3,230
5 BR$3,795
6 BR$4,364
7 BR$5,019
8 BR$5,772

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.06ratio
FMR$1,720
Market$1,630
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
1 BR
1 BR
1.12ratio
FMR$1,910
Market$1,710
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
2 BR
2 BR
1.13ratio
FMR$2,350
Market$2,080
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
3 BR
3 BR
1.10ratio
FMR$2,980
Market$2,710
vs market+$270

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.10
4 BR
4 BR
1.02ratio
FMR$3,300
Market$3,230
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.02
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$287,293
Rent
$2,350
Down payment
$57,459
Loan
$229,834
Mortgage
$1,453
Expenses
$697
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 21723 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.