22135
ZIPFMR
Stafford County, VA
BRFMR
Eff. Rent
0 BR$1,953$1,610
1 BR$2,015$1,760
2 BR$2,246$2,270
3 BR$2,835$2,800
4 BR$3,332$3,460
5 BR$3,832
6 BR$4,407
7 BR$5,068
8 BR$5,828

Purchase Price Calculator

Maximum purchase price
$275,405

Cost breakdown

+Likely effective rent$2,270
HUD FMR$2,246
Market rent$2,290
Est. payment standard (101%)Used$2,270
Estimated payment standard is $2,270 (101% of FMR).
-Principal and interest-$1,393
Loan amount$220,324
Down payment$55,081
Rate6.50%
Term30 years
-Operating costs-$677
Property taxes-$275
Insurance-$175
Utilities$0
HOA$0
Management-$227
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,270(65.8% ROI)
Projected value
$296,581
Current value$275,405
Return breakdown
Property appreciation+$21,176
Loan principal paid down+$7,894
Rental cash flow+$7,200
5-year hold
+$62,267(113.0% ROI)
Projected value
$311,595
Current value$275,405
Return breakdown
Property appreciation+$36,190
Loan principal paid down+$14,077
Rental cash flow+$12,000
10-year hold
+$134,678(244.5% ROI)
Projected value
$352,541
Current value$275,405
Return breakdown
Property appreciation+$77,137
Loan principal paid down+$33,542
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.21ratio
FMR$1,953
Market$1,610
vs market+$343

FMR is above market; underwrite to market rent.

90% standard$1,758 / 1.09 ratio110% standard$2,148 / 1.33 ratio
1.21
1 BR
1 BR
1.14ratio
FMR$2,015
Market$1,760
vs market+$255

FMR is above market; underwrite to market rent.

90% standard$1,814 / 1.03 ratio110% standard$2,217 / 1.26 ratio
1.14
2 BR
2 BR
0.98ratio
FMR$2,246
Market$2,290
vs market-$44

FMR is near market; voucher and private rents are aligned.

90% standard$2,021 / 0.88 ratio110% standard$2,471 / 1.08 ratio
0.98
3 BR
3 BR
1.01ratio
FMR$2,835
Market$2,800
vs market+$35

FMR is near market; voucher and private rents are aligned.

90% standard$2,552 / 0.91 ratio110% standard$3,119 / 1.11 ratio
1.01
4 BR
4 BR
0.94ratio
FMR$3,332
Market$3,530
vs market-$198

FMR is near market; voucher and private rents are aligned.

90% standard$2,999 / 0.85 ratio110% standard$3,665 / 1.04 ratio
0.94
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 22135 (VA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

22135 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 22135 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,246 and the 4 bedroom fair market rent is $3,332.

Use this page for searches like 22135 FMR, 22135 fair market rent, and 22135 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 22135
Bedroom sizeHUD FMR
Studio$1,953
1 bedroom$2,015
2 bedroom$2,246
3 bedroom$2,835
4 bedroom$3,332