23439
ZIPSAFMR
Suffolk County, VA
BRFMR
Eff. Rent
0 BR$1,540$1,500
1 BR$1,560$1,410
2 BR$1,770$1,780
3 BR$2,450$2,170
4 BR$2,890$2,710
5 BR$3,323
6 BR$3,822
7 BR$4,395
8 BR$5,055

Purchase Price Calculator

Maximum purchase price
$202,591

Cost breakdown

+Likely effective rent$1,780
HUD FMR$1,770
Market rent$1,780
Est. payment standard (100%)Used$1,780
Estimated payment standard is $1,780 (100% of FMR).
-Principal and interest-$1,024
Loan amount$162,073
Down payment$40,518
Rate6.50%
Term30 years
-Operating costs-$556
Property taxes-$203
Insurance-$175
Utilities$0
HOA$0
Management-$178
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,584(70.5% ROI)
Projected value
$218,168
Current value$202,591
Return breakdown
Property appreciation+$15,577
Loan principal paid down+$5,807
Rental cash flow+$7,200
5-year hold
+$48,977(120.9% ROI)
Projected value
$229,213
Current value$202,591
Return breakdown
Property appreciation+$26,622
Loan principal paid down+$10,355
Rental cash flow+$12,000
10-year hold
+$105,416(260.2% ROI)
Projected value
$259,333
Current value$202,591
Return breakdown
Property appreciation+$56,743
Loan principal paid down+$24,674
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.03ratio
FMR$1,540
Market$1,500
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,386 / 0.92 ratio110% standard$1,694 / 1.13 ratio
1.03
1 BR
1 BR
1.11ratio
FMR$1,560
Market$1,410
vs market+$150

FMR is above market; underwrite to market rent.

90% standard$1,404 / 1.00 ratio110% standard$1,716 / 1.22 ratio
1.11
2 BR
2 BR
0.99ratio
FMR$1,770
Market$1,780
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,593 / 0.89 ratio110% standard$1,947 / 1.09 ratio
0.99
3 BR
3 BR
1.13ratio
FMR$2,450
Market$2,170
vs market+$280

FMR is above market; underwrite to market rent.

90% standard$2,205 / 1.02 ratio110% standard$2,695 / 1.24 ratio
1.13
4 BR
4 BR
1.07ratio
FMR$2,890
Market$2,710
vs market+$180

FMR is near market; voucher and private rents are aligned.

90% standard$2,601 / 0.96 ratio110% standard$3,179 / 1.17 ratio
1.07
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 23439 (VA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

23439 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 23439 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,770 and the 4 bedroom fair market rent is $2,890.

Use this page for searches like 23439 FMR, 23439 fair market rent, and 23439 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 23439
Bedroom sizeHUD FMR
Studio$1,540
1 bedroom$1,560
2 bedroom$1,770
3 bedroom$2,450
4 bedroom$2,890