23665
ZIPSAFMR
Hampton County, VA
BRFMR
Eff. Rent
0 BR$2,000$1,150
1 BR$2,030$1,220
2 BR$2,300$1,480
3 BR$3,190$2,050
4 BR$3,760$2,560
5 BR$4,324
6 BR$4,973
7 BR$5,718
8 BR$6,576

Purchase Price Calculator

Maximum purchase price
$158,011

Cost breakdown

+Likely effective rent$1,480
HUD FMR$2,300
Market rentUsed$1,480
Est. payment standard (90%)$2,070
Market rent is below the inferred standard ($2,070, 90% of FMR).
-Principal and interest-$799
Loan amount$126,409
Down payment$31,602
Rate6.50%
Term30 years
-Operating costs-$481
Property taxes-$158
Insurance-$175
Utilities$0
HOA$0
Management-$148
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,878(75.6% ROI)
Projected value
$170,160
Current value$158,011
Return breakdown
Property appreciation+$12,150
Loan principal paid down+$4,529
Rental cash flow+$7,200
5-year hold
+$40,840(129.2% ROI)
Projected value
$178,775
Current value$158,011
Return breakdown
Property appreciation+$20,764
Loan principal paid down+$8,076
Rental cash flow+$12,000
10-year hold
+$87,501(276.9% ROI)
Projected value
$202,267
Current value$158,011
Return breakdown
Property appreciation+$44,256
Loan principal paid down+$19,244
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.74ratio
FMR$2,000
Market$1,150
vs market+$850

FMR is above market; underwrite to market rent.

1.74
1 BR
1 BR
1.66ratio
FMR$2,030
Market$1,220
vs market+$810

FMR is above market; underwrite to market rent.

1.66
2 BR
2 BR
1.55ratio
FMR$2,300
Market$1,480
vs market+$820

FMR is above market; underwrite to market rent.

90% standard$2,070 / 1.40 ratio110% standard$2,530 / 1.71 ratio
1.55
3 BR
3 BR
1.56ratio
FMR$3,190
Market$2,050
vs market+$1,140

FMR is above market; underwrite to market rent.

1.56
4 BR
4 BR
1.47ratio
FMR$3,760
Market$2,560
vs market+$1,200

FMR is above market; underwrite to market rent.

90% standard$3,384 / 1.32 ratio110% standard$4,136 / 1.62 ratio
1.47
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 23665 (VA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

23665 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 23665 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,300 and the 4 bedroom fair market rent is $3,760.

Use this page for searches like 23665 FMR, 23665 fair market rent, and 23665 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 23665
Bedroom sizeHUD FMR
Studio$2,000
1 bedroom$2,030
2 bedroom$2,300
3 bedroom$3,190
4 bedroom$3,760