26430
ZIPSAFMR
Gilmer County, WV
BRFMR
Eff. Rent
0 BR$690$700
1 BR$790$730
2 BR$900$750
3 BR$1,180$780
4 BR$1,420$850
5 BR$1,633
6 BR$1,878
7 BR$2,160
8 BR$2,484

Purchase Price Calculator

Maximum purchase price
$49,533

Cost breakdown

+Likely effective rent$750
HUD FMR$900
Market rentUsed$750
Est. payment standard (90%)$810
Market rent is below the inferred standard ($810, 90% of FMR).
-Principal and interest-$250
Loan amount$39,627
Down payment$9,907
Rate6.50%
Term30 years
-Operating costs-$300
Property taxes-$50
Insurance-$175
Utilities$0
HOA$0
Management-$75
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$12,428(125.5% ROI)
Projected value
$53,342
Current value$49,533
Return breakdown
Property appreciation+$3,809
Loan principal paid down+$1,420
Rental cash flow+$7,200
5-year hold
+$21,041(212.4% ROI)
Projected value
$56,042
Current value$49,533
Return breakdown
Property appreciation+$6,509
Loan principal paid down+$2,532
Rental cash flow+$12,000
10-year hold
+$43,906(443.2% ROI)
Projected value
$63,407
Current value$49,533
Return breakdown
Property appreciation+$13,873
Loan principal paid down+$6,033
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.99ratio
FMR$690
Market$700
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$621 / 0.89 ratio110% standard$759 / 1.08 ratio
0.99
1 BR
1 BR
1.08ratio
FMR$790
Market$730
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$711 / 0.97 ratio110% standard$869 / 1.19 ratio
1.08
2 BR
2 BR
1.20ratio
FMR$900
Market$750
vs market+$150

FMR is above market; underwrite to market rent.

90% standard$810 / 1.08 ratio110% standard$990 / 1.32 ratio
1.20
3 BR
3 BR
1.51ratio
FMR$1,180
Market$780
vs market+$400

FMR is above market; underwrite to market rent.

90% standard$1,062 / 1.36 ratio110% standard$1,298 / 1.66 ratio
1.51
4 BR
4 BR
1.67ratio
FMR$1,420
Market$850
vs market+$570

FMR is above market; underwrite to market rent.

1.67
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 26430 (WV) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

26430 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 26430 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $900 and the 4 bedroom fair market rent is $1,420.

Use this page for searches like 26430 FMR, 26430 fair market rent, and 26430 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 26430
Bedroom sizeHUD FMR
Studio$690
1 bedroom$790
2 bedroom$900
3 bedroom$1,180
4 bedroom$1,420