28078
ZIPSAFMR
Mecklenburg County, NC
BRFMR
Eff. Rent
0 BR$1,820$1,550
1 BR$1,910$1,570
2 BR$2,090$1,890
3 BR$2,570$2,020
4 BR$3,270$2,410
5 BR$3,760
6 BR$4,325
7 BR$4,973
8 BR$5,719

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.17ratio
FMR$1,820
Market$1,550
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.17
1 BR
1 BR
1.22ratio
FMR$1,910
Market$1,570
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
2 BR
2 BR
1.11ratio
FMR$2,090
Market$1,890
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.11
3 BR
3 BR
1.27ratio
FMR$2,570
Market$2,020
vs market+$550

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.27
4 BR
4 BR
1.36ratio
FMR$3,270
Market$2,410
vs market+$860

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.36
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$248,657
Rent
$2,090
Down payment
$49,731
Loan
$198,925
Mortgage
$1,257
Expenses
$633
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28078 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.