28104
ZIPSAFMR
Mecklenburg County, NC
BRFMR
Eff. Rent
0 BR$1,780$1,550
1 BR$1,860$1,390
2 BR$2,040$1,780
3 BR$2,510$2,090
4 BR$3,190$2,460
5 BR$3,668
6 BR$4,219
7 BR$4,852
8 BR$5,579

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.15ratio
FMR$1,780
Market$1,550
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
1 BR
1 BR
1.34ratio
FMR$1,860
Market$1,390
vs market+$470

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.34
2 BR
2 BR
1.15ratio
FMR$2,040
Market$1,780
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
3 BR
3 BR
1.20ratio
FMR$2,510
Market$2,090
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.20
4 BR
4 BR
1.30ratio
FMR$3,190
Market$2,460
vs market+$730

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.30
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$241,227
Rent
$2,040
Down payment
$48,245
Loan
$192,981
Mortgage
$1,220
Expenses
$620
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28104 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.