28727
ZIPSAFMR
Henderson County, NC
BRFMR
Eff. Rent
0 BR$1,170$1,170
1 BR$1,300$1,270
2 BR$1,430$1,430
3 BR$1,760$1,760
4 BR$2,400$2,400
5 BR$2,760
6 BR$3,174
7 BR$3,650
8 BR$4,198

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.97ratio
FMR$1,170
Market$1,200
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
1 BR
1 BR
1.02ratio
FMR$1,300
Market$1,270
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.02
2 BR
2 BR
0.73ratio
FMR$1,430
Market$1,950
vs market-$520

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.73
3 BR
3 BR
0.78ratio
FMR$1,760
Market$2,260
vs market-$500

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.78
4 BR
4 BR
0.96ratio
FMR$2,400
Market$2,510
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$150,581
Rent
$1,430
Down payment
$30,116
Loan
$120,465
Mortgage
$761
Expenses
$469
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28727 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.