28729
ZIPSAFMR
Henderson County, NC
BRFMR
Eff. Rent
0 BR$1,790$1,720
1 BR$2,090$1,780
2 BR$2,290$2,060
3 BR$2,780$2,300
4 BR$3,840$2,460
5 BR$4,416
6 BR$5,078
7 BR$5,840
8 BR$6,716

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.04ratio
FMR$1,790
Market$1,720
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.04
1 BR
1 BR
1.17ratio
FMR$2,090
Market$1,780
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.17
2 BR
2 BR
1.11ratio
FMR$2,290
Market$2,060
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.11
3 BR
3 BR
1.21ratio
FMR$2,780
Market$2,300
vs market+$480

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
4 BR
4 BR
1.56ratio
FMR$3,840
Market$2,460
vs market+$1,380

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.56
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$278,377
Rent
$2,290
Down payment
$55,675
Loan
$222,701
Mortgage
$1,408
Expenses
$682
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28729 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.