29395
ZIPFMR
Union County, SC
BRFMR
Eff. Rent
0 BR$786$860
1 BR$791$870
2 BR$1,038$990
3 BR$1,270$1,050
4 BR$1,374$1,110
5 BR$1,580
6 BR$1,817
7 BR$2,090
8 BR$2,403

Purchase Price Calculator

Maximum purchase price
$85,197

Cost breakdown

+Likely effective rent$990
HUD FMR$1,038
Market rentUsed$990
Est. payment standard (97%)$1,010
Market rent is below the inferred standard ($1,010, 97% of FMR).
-Principal and interest-$431
Loan amount$68,158
Down payment$17,039
Rate6.50%
Term30 years
-Operating costs-$359
Property taxes-$85
Insurance-$175
Utilities$0
HOA$0
Management-$99
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,193(95.0% ROI)
Projected value
$91,748
Current value$85,197
Return breakdown
Property appreciation+$6,551
Loan principal paid down+$2,442
Rental cash flow+$7,200
5-year hold
+$27,550(161.7% ROI)
Projected value
$96,393
Current value$85,197
Return breakdown
Property appreciation+$11,196
Loan principal paid down+$4,355
Rental cash flow+$12,000
10-year hold
+$58,239(341.8% ROI)
Projected value
$109,059
Current value$85,197
Return breakdown
Property appreciation+$23,862
Loan principal paid down+$10,376
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.86ratio
FMR$786
Market$910
vs market-$124

FMR is below market; voucher rent may lag private rents.

90% standard$707 / 0.78 ratio110% standard$865 / 0.95 ratio
0.86
1 BR
1 BR
0.85ratio
FMR$791
Market$930
vs market-$139

FMR is below market; voucher rent may lag private rents.

90% standard$712 / 0.77 ratio110% standard$870 / 0.94 ratio
0.85
2 BR
2 BR
1.05ratio
FMR$1,038
Market$990
vs market+$48

FMR is near market; voucher and private rents are aligned.

90% standard$934 / 0.94 ratio110% standard$1,142 / 1.15 ratio
1.05
3 BR
3 BR
1.21ratio
FMR$1,270
Market$1,050
vs market+$220

FMR is above market; underwrite to market rent.

90% standard$1,143 / 1.09 ratio110% standard$1,397 / 1.33 ratio
1.21
4 BR
4 BR
1.24ratio
FMR$1,374
Market$1,110
vs market+$264

FMR is above market; underwrite to market rent.

90% standard$1,237 / 1.11 ratio110% standard$1,511 / 1.36 ratio
1.24
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 29395 (SC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

29395 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 29395 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,038 and the 4 bedroom fair market rent is $1,374.

Use this page for searches like 29395 FMR, 29395 fair market rent, and 29395 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 29395
Bedroom sizeHUD FMR
Studio$786
1 bedroom$791
2 bedroom$1,038
3 bedroom$1,270
4 bedroom$1,374