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29550

ZIPSAFMR
Lee County, SC

ZIP Investment Score

87Below average

095130300
BRFMR
Eff. Rent
0 BR$850$910
1 BR$850$940
2 BR$1,070$1,150
3 BR$1,280$1,260
4 BR$1,490$1,360
5 BR$1,713Not available
6 BR$1,971Not available
7 BR$2,266Not available
8 BR$2,606Not available

Purchase Price Calculator

Maximum purchase price
$108,973

Cost breakdown

+Likely effective rent$1,150
HUD FMR$1,070
Market rent$1,190
Est. payment standard (107%)Used$1,150
-Principal and interest-$551
Loan amount$87,178
Down payment$21,795
Rate6.50%
Term30 years
-Operating costs-$399
Property taxes-$109
Insurance-$175
Utilities$0
HOA$0
Management-$115
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,702(85.8% ROI)
Projected value
$117,352
Return breakdown
Property appreciation+$8,379
Loan principal paid down+$3,123
Rental cash flow+$7,200
5-year hold
+$31,890(146.3% ROI)
Projected value
$123,293
Return breakdown
Property appreciation+$14,320
Loan principal paid down+$5,570
Rental cash flow+$12,000
10-year hold
+$67,794(311.1% ROI)
Projected value
$139,495
Return breakdown
Property appreciation+$30,522
Loan principal paid down+$13,272
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
0.86
2 BR
0.90
3 BR
1.02
4 BR
1.10
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 29550 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 29550 (Hartsville, SC) is $1,070 a month. That is down 1.8% from $1,090 in FY 2026. Hartsville is in the Lee County, SC non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $885. Among 12 ZIP codes in Lee County, 29550 has the 5th-highest two-bedroom rent (county range $890–$1,320). The median county two-bedroom FMR in South Carolina is $1,098, so ZIP 29550 is 3% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 29550
BedroomsFY 2027Change90–110% range
Studio$850+1.2%$765–$935
1BR$8500.0%$765–$935
2BR$1,070−1.8%$963–$1,177
3BR$1,280−2.3%$1,152–$1,408
4BR$1,4900.0%$1,341–$1,639

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 29550
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$850$850$1,070$1,280$1,490
FY 2026$840$850$1,090$1,310$1,490
FY 2025$810$820$1,050$1,270$1,460
FY 2024$750$760$960$1,170$1,350
FY 2023$660$660$800$1,010$1,160

Two-bedroom rent in nearby Lee County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 29550
29009$1,180+10.3%
29010$910−15.0%
29020$930−13.1%
29032$910−15.0%
29040$1,320+23.4%
29046$890−16.8%
29069$1,030−3.7%
29080$890−16.8%
29104$1,000−6.5%
29128$1,250+16.8%
29153$1,230+15.0%
29550Current$1,070—

Questions about ZIP 29550 rents

How much will Section 8 pay for a two-bedroom in ZIP 29550?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $885, which applies unless the housing authority uses Small Area FMRs, that basic range is $797 to $974 a month; under the ZIP-level Small Area FMR of $1,070 it would be $963 to $1,177. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 29550 in?

ZIP 29550 is in the Lee County, SC non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $885.

How much did fair market rent change in ZIP 29550 for FY 2027?

The two-bedroom FMR fell 1.8%, from $1,090 in FY 2026 to $1,070 in FY 2027. Since FY 2023 it has risen 33.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set