31315
ZIPSAFMR
Liberty County, GA
BRFMR
Eff. Rent
0 BR$1,520$890
1 BR$1,590$960
2 BR$1,740$1,120
3 BR$2,310$1,850
4 BR$2,920$2,070
5 BR$3,358
6 BR$3,862
7 BR$4,441
8 BR$5,107

Purchase Price Calculator

Maximum purchase price
$104,515

Cost breakdown

+Likely effective rent$1,120
HUD FMR$1,740
Market rentUsed$1,120
Est. payment standard (90%)$1,570
Market rent is below the inferred standard ($1,570, 90% of FMR).
-Principal and interest-$528
Loan amount$83,612
Down payment$20,903
Rate6.50%
Term30 years
-Operating costs-$392
Property taxes-$105
Insurance-$175
Utilities$0
HOA$0
Management-$112
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,232(87.2% ROI)
Projected value
$112,551
Current value$104,515
Return breakdown
Property appreciation+$8,036
Loan principal paid down+$2,996
Rental cash flow+$7,200
5-year hold
+$31,076(148.7% ROI)
Projected value
$118,249
Current value$104,515
Return breakdown
Property appreciation+$13,734
Loan principal paid down+$5,342
Rental cash flow+$12,000
10-year hold
+$66,002(315.8% ROI)
Projected value
$133,788
Current value$104,515
Return breakdown
Property appreciation+$29,273
Loan principal paid down+$12,729
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.71ratio
FMR$1,520
Market$890
vs market+$630

FMR is above market; underwrite to market rent.

1.71
1 BR
1 BR
1.66ratio
FMR$1,590
Market$960
vs market+$630

FMR is above market; underwrite to market rent.

1.66
2 BR
2 BR
1.55ratio
FMR$1,740
Market$1,120
vs market+$620

FMR is above market; underwrite to market rent.

90% standard$1,566 / 1.40 ratio110% standard$1,914 / 1.71 ratio
1.55
3 BR
3 BR
1.25ratio
FMR$2,310
Market$1,850
vs market+$460

FMR is above market; underwrite to market rent.

90% standard$2,079 / 1.12 ratio110% standard$2,541 / 1.37 ratio
1.25
4 BR
4 BR
1.41ratio
FMR$2,920
Market$2,070
vs market+$850

FMR is above market; underwrite to market rent.

90% standard$2,628 / 1.27 ratio110% standard$3,212 / 1.55 ratio
1.41
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 31315 (GA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

31315 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 31315 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,740 and the 4 bedroom fair market rent is $2,920.

Use this page for searches like 31315 FMR, 31315 fair market rent, and 31315 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 31315
Bedroom sizeHUD FMR
Studio$1,520
1 bedroom$1,590
2 bedroom$1,740
3 bedroom$2,310
4 bedroom$2,920