32250
ZIPSAFMR
St. Johns County, FL
BRFMR
Eff. Rent
0 BR$1,810$1,370
1 BR$1,840$1,450
2 BR$2,210$2,220
3 BR$2,720$2,820
4 BR$3,410$3,750
5 BR$3,921
6 BR$4,510
7 BR$5,186
8 BR$5,964

Purchase Price Calculator

Maximum purchase price
$267,975

Cost breakdown

+Likely effective rent$2,220
HUD FMR$2,210
Market rent$2,230
Est. payment standard (101%)Used$2,220
Estimated payment standard is $2,220 (101% of FMR).
-Principal and interest-$1,355
Loan amount$214,380
Down payment$53,595
Rate6.50%
Term30 years
-Operating costs-$665
Property taxes-$268
Insurance-$175
Utilities$0
HOA$0
Management-$222
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,485(66.2% ROI)
Projected value
$288,579
Current value$267,975
Return breakdown
Property appreciation+$20,605
Loan principal paid down+$7,681
Rental cash flow+$7,200
5-year hold
+$60,911(113.7% ROI)
Projected value
$303,189
Current value$267,975
Return breakdown
Property appreciation+$35,214
Loan principal paid down+$13,697
Rental cash flow+$12,000
10-year hold
+$131,692(245.7% ROI)
Projected value
$343,030
Current value$267,975
Return breakdown
Property appreciation+$75,056
Loan principal paid down+$32,637
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.32ratio
FMR$1,810
Market$1,370
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$1,629 / 1.19 ratio110% standard$1,991 / 1.45 ratio
1.32
1 BR
1 BR
1.27ratio
FMR$1,840
Market$1,450
vs market+$390

FMR is above market; underwrite to market rent.

90% standard$1,656 / 1.14 ratio110% standard$2,024 / 1.40 ratio
1.27
2 BR
2 BR
0.99ratio
FMR$2,210
Market$2,230
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,989 / 0.89 ratio110% standard$2,431 / 1.09 ratio
0.99
3 BR
3 BR
0.94ratio
FMR$2,720
Market$2,880
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,448 / 0.85 ratio110% standard$2,992 / 1.04 ratio
0.94
4 BR
4 BR
0.74ratio
FMR$3,410
Market$4,610
vs market-$1,200

FMR is below market; voucher rent may lag private rents.

90% standard$3,069 / 0.67 ratio110% standard$3,751 / 0.81 ratio
0.74
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 32250 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

32250 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 32250 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,210 and the 4 bedroom fair market rent is $3,410.

Use this page for searches like 32250 FMR, 32250 fair market rent, and 32250 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 32250
Bedroom sizeHUD FMR
Studio$1,810
1 bedroom$1,840
2 bedroom$2,210
3 bedroom$2,720
4 bedroom$3,410