32726
ZIPSAFMR
Lake County, FL
BRFMR
Eff. Rent
0 BR$1,270$1,190
1 BR$1,340$1,380
2 BR$1,520$1,540
3 BR$1,920$1,890
4 BR$2,320$2,270
5 BR$2,668
6 BR$3,068
7 BR$3,528
8 BR$4,058

Purchase Price Calculator

Maximum purchase price
$166,927

Cost breakdown

+Likely effective rent$1,540
HUD FMR$1,520
Market rent$1,550
Est. payment standard (101%)Used$1,540
Estimated payment standard is $1,540 (101% of FMR).
-Principal and interest-$844
Loan amount$133,542
Down payment$33,385
Rate6.50%
Term30 years
-Operating costs-$496
Property taxes-$167
Insurance-$175
Utilities$0
HOA$0
Management-$154
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,820(74.3% ROI)
Projected value
$179,762
Current value$166,927
Return breakdown
Property appreciation+$12,835
Loan principal paid down+$4,784
Rental cash flow+$7,200
5-year hold
+$42,468(127.2% ROI)
Projected value
$188,862
Current value$166,927
Return breakdown
Property appreciation+$21,936
Loan principal paid down+$8,532
Rental cash flow+$12,000
10-year hold
+$91,084(272.8% ROI)
Projected value
$213,681
Current value$166,927
Return breakdown
Property appreciation+$46,754
Loan principal paid down+$20,330
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.07ratio
FMR$1,270
Market$1,190
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,143 / 0.96 ratio110% standard$1,397 / 1.17 ratio
1.07
1 BR
1 BR
0.96ratio
FMR$1,340
Market$1,400
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,206 / 0.86 ratio110% standard$1,474 / 1.05 ratio
0.96
2 BR
2 BR
0.98ratio
FMR$1,520
Market$1,550
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.88 ratio110% standard$1,672 / 1.08 ratio
0.98
3 BR
3 BR
1.02ratio
FMR$1,920
Market$1,890
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,728 / 0.91 ratio110% standard$2,112 / 1.12 ratio
1.02
4 BR
4 BR
1.02ratio
FMR$2,320
Market$2,270
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$2,088 / 0.92 ratio110% standard$2,552 / 1.12 ratio
1.02
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 32726 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

32726 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 32726 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,520 and the 4 bedroom fair market rent is $2,320.

Use this page for searches like 32726 FMR, 32726 fair market rent, and 32726 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 32726
Bedroom sizeHUD FMR
Studio$1,270
1 bedroom$1,340
2 bedroom$1,520
3 bedroom$1,920
4 bedroom$2,320