32830
ZIPSAFMR
Osceola County, FL
BRFMR
Eff. Rent
0 BR$1,970$1,320
1 BR$2,070$2,090
2 BR$2,360$2,600
3 BR$2,960$2,990
4 BR$3,490$3,000
5 BR$4,013
6 BR$4,616
7 BR$5,308
8 BR$6,104

Purchase Price Calculator

Maximum purchase price
$324,442

Cost breakdown

+Likely effective rent$2,600
HUD FMR$2,360
Market rent$2,950
Est. payment standard (110%)Used$2,600
Estimated payment standard is $2,600 (110% of FMR).
-Principal and interest-$1,641
Loan amount$259,554
Down payment$64,888
Rate6.50%
Term30 years
-Operating costs-$759
Property taxes-$324
Insurance-$175
Utilities$0
HOA$0
Management-$260
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,446(63.9% ROI)
Projected value
$349,389
Current value$324,442
Return breakdown
Property appreciation+$24,947
Loan principal paid down+$9,299
Rental cash flow+$7,200
5-year hold
+$71,217(109.8% ROI)
Projected value
$367,077
Current value$324,442
Return breakdown
Property appreciation+$42,634
Loan principal paid down+$16,583
Rental cash flow+$12,000
10-year hold
+$154,385(237.9% ROI)
Projected value
$415,314
Current value$324,442
Return breakdown
Property appreciation+$90,871
Loan principal paid down+$39,514
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.49ratio
FMR$1,970
Market$1,320
vs market+$650

FMR is above market; underwrite to market rent.

90% standard$1,773 / 1.34 ratio110% standard$2,167 / 1.64 ratio
1.49
1 BR
1 BR
0.99ratio
FMR$2,070
Market$2,100
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,863 / 0.89 ratio110% standard$2,277 / 1.08 ratio
0.99
2 BR
2 BR
0.80ratio
FMR$2,360
Market$2,950
vs market-$590

FMR is below market; voucher rent may lag private rents.

90% standard$2,124 / 0.72 ratio110% standard$2,596 / 0.88 ratio
0.80
3 BR
3 BR
0.98ratio
FMR$2,960
Market$3,010
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$2,664 / 0.89 ratio110% standard$3,256 / 1.08 ratio
0.98
4 BR
4 BR
1.16ratio
FMR$3,490
Market$3,000
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$3,141 / 1.05 ratio110% standard$3,839 / 1.28 ratio
1.16
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 32830 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

32830 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 32830 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,360 and the 4 bedroom fair market rent is $3,490.

Use this page for searches like 32830 FMR, 32830 fair market rent, and 32830 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 32830
Bedroom sizeHUD FMR
Studio$1,970
1 bedroom$2,070
2 bedroom$2,360
3 bedroom$2,960
4 bedroom$3,490