33036
ZIPSAFMR
Monroe County, FL
BRFMR
Eff. Rent
0 BR$1,680$1,850
1 BR$2,150$2,370
2 BR$2,430$2,670
3 BR$3,210$3,530
4 BR$3,220$3,540
5 BR$3,703
6 BR$4,258
7 BR$4,897
8 BR$5,632

Purchase Price Calculator

Maximum purchase price
$334,844

Cost breakdown

+Likely effective rent$2,670
HUD FMR$2,430
Market rent$3,670
Est. payment standard (110%)Used$2,670
Estimated payment standard is $2,670 (110% of FMR).
-Principal and interest-$1,693
Loan amount$267,876
Down payment$66,969
Rate6.50%
Term30 years
-Operating costs-$777
Property taxes-$335
Insurance-$175
Utilities$0
HOA$0
Management-$267
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,544(63.5% ROI)
Projected value
$360,591
Current value$334,844
Return breakdown
Property appreciation+$25,746
Loan principal paid down+$9,597
Rental cash flow+$7,200
5-year hold
+$73,116(109.2% ROI)
Projected value
$378,846
Current value$334,844
Return breakdown
Property appreciation+$44,001
Loan principal paid down+$17,115
Rental cash flow+$12,000
10-year hold
+$158,566(236.8% ROI)
Projected value
$428,629
Current value$334,844
Return breakdown
Property appreciation+$93,785
Loan principal paid down+$40,781
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.51ratio
FMR$1,680
Market$3,280
vs market-$1,600

FMR is below market; voucher rent may lag private rents.

0.51
1 BR
1 BR
0.71ratio
FMR$2,150
Market$3,040
vs market-$890

FMR is below market; voucher rent may lag private rents.

90% standard$1,935 / 0.64 ratio110% standard$2,365 / 0.78 ratio
0.71
2 BR
2 BR
0.66ratio
FMR$2,430
Market$3,670
vs market-$1,240

FMR is below market; voucher rent may lag private rents.

90% standard$2,187 / 0.60 ratio110% standard$2,673 / 0.73 ratio
0.66
3 BR
3 BR
0.85ratio
FMR$3,210
Market$3,790
vs market-$580

FMR is below market; voucher rent may lag private rents.

90% standard$2,889 / 0.76 ratio110% standard$3,531 / 0.93 ratio
0.85
4 BR
4 BR
0.81ratio
FMR$3,220
Market$3,970
vs market-$750

FMR is below market; voucher rent may lag private rents.

90% standard$2,898 / 0.73 ratio110% standard$3,542 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33036 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33036 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33036 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,430 and the 4 bedroom fair market rent is $3,220.

Use this page for searches like 33036 FMR, 33036 fair market rent, and 33036 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33036
Bedroom sizeHUD FMR
Studio$1,680
1 bedroom$2,150
2 bedroom$2,430
3 bedroom$3,210
4 bedroom$3,220