33543
ZIPSAFMR
Pasco County, FL
BRFMR
Eff. Rent
0 BR$2,200$1,880
1 BR$2,340$2,010
2 BR$2,730$2,140
3 BR$3,490$2,210
4 BR$4,250$2,660
5 BR$4,888
6 BR$5,621
7 BR$6,464
8 BR$7,433

Purchase Price Calculator

Maximum purchase price
$256,087

Cost breakdown

+Likely effective rent$2,140
HUD FMR$2,730
Market rentUsed$2,140
Est. payment standard (90%)$2,460
Market rent is below the inferred standard ($2,460, 90% of FMR).
-Principal and interest-$1,295
Loan amount$204,869
Down payment$51,217
Rate6.50%
Term30 years
-Operating costs-$645
Property taxes-$256
Insurance-$175
Utilities$0
HOA$0
Management-$214
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,231(66.8% ROI)
Projected value
$275,777
Current value$256,087
Return breakdown
Property appreciation+$19,691
Loan principal paid down+$7,340
Rental cash flow+$7,200
5-year hold
+$58,741(114.7% ROI)
Projected value
$289,739
Current value$256,087
Return breakdown
Property appreciation+$33,652
Loan principal paid down+$13,089
Rental cash flow+$12,000
10-year hold
+$126,915(247.8% ROI)
Projected value
$327,813
Current value$256,087
Return breakdown
Property appreciation+$71,726
Loan principal paid down+$31,189
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.17ratio
FMR$2,200
Market$1,880
vs market+$320

FMR is above market; underwrite to market rent.

90% standard$1,980 / 1.05 ratio110% standard$2,420 / 1.29 ratio
1.17
1 BR
1 BR
1.16ratio
FMR$2,340
Market$2,010
vs market+$330

FMR is above market; underwrite to market rent.

90% standard$2,106 / 1.05 ratio110% standard$2,574 / 1.28 ratio
1.16
2 BR
2 BR
1.28ratio
FMR$2,730
Market$2,140
vs market+$590

FMR is above market; underwrite to market rent.

90% standard$2,457 / 1.15 ratio110% standard$3,003 / 1.40 ratio
1.28
3 BR
3 BR
1.58ratio
FMR$3,490
Market$2,210
vs market+$1,280

FMR is above market; underwrite to market rent.

1.58
4 BR
4 BR
1.60ratio
FMR$4,250
Market$2,660
vs market+$1,590

FMR is above market; underwrite to market rent.

1.60
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33543 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33543 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33543 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,730 and the 4 bedroom fair market rent is $4,250.

Use this page for searches like 33543 FMR, 33543 fair market rent, and 33543 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33543
Bedroom sizeHUD FMR
Studio$2,200
1 bedroom$2,340
2 bedroom$2,730
3 bedroom$3,490
4 bedroom$4,250