35124
ZIPSAFMR
Shelby County, AL
BRFMR
Eff. Rent
0 BR$1,300$1,300
1 BR$1,470$1,470
2 BR$1,610$1,610
3 BR$2,010$1,950
4 BR$2,290$2,290
5 BR$2,634
6 BR$3,029
7 BR$3,483
8 BR$4,005

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.72ratio
FMR$1,300
Market$1,810
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.72
1 BR
1 BR
0.82ratio
FMR$1,470
Market$1,790
vs market-$320

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
2 BR
2 BR
0.84ratio
FMR$1,610
Market$1,910
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.84
3 BR
3 BR
1.03ratio
FMR$2,010
Market$1,950
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.03
4 BR
4 BR
0.98ratio
FMR$2,290
Market$2,340
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$177,329
Rent
$1,610
Down payment
$35,466
Loan
$141,863
Mortgage
$897
Expenses
$513
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 35124 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.