35171
ZIPSAFMR
Chilton County, AL
BRFMR
Eff. Rent
0 BR$800$880
1 BR$810$890
2 BR$1,060$1,130
3 BR$1,390$1,370
4 BR$1,580$1,440
5 BR$1,817
6 BR$2,090
7 BR$2,403
8 BR$2,763

Purchase Price Calculator

Maximum purchase price
$106,001

Cost breakdown

+Likely effective rent$1,130
HUD FMR$1,060
Market rent$1,170
Est. payment standard (107%)Used$1,130
Estimated payment standard is $1,130 (107% of FMR).
-Principal and interest-$536
Loan amount$84,801
Down payment$21,200
Rate6.50%
Term30 years
-Operating costs-$394
Property taxes-$106
Insurance-$175
Utilities$0
HOA$0
Management-$113
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,389(86.7% ROI)
Projected value
$114,152
Current value$106,001
Return breakdown
Property appreciation+$8,150
Loan principal paid down+$3,038
Rental cash flow+$7,200
5-year hold
+$31,347(147.9% ROI)
Projected value
$119,930
Current value$106,001
Return breakdown
Property appreciation+$13,929
Loan principal paid down+$5,418
Rental cash flow+$12,000
10-year hold
+$66,599(314.1% ROI)
Projected value
$135,690
Current value$106,001
Return breakdown
Property appreciation+$29,689
Loan principal paid down+$12,910
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.63ratio
FMR$800
Market$1,260
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$720 / 0.57 ratio110% standard$880 / 0.70 ratio
0.63
1 BR
1 BR
0.76ratio
FMR$810
Market$1,060
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$729 / 0.69 ratio110% standard$891 / 0.84 ratio
0.76
2 BR
2 BR
0.91ratio
FMR$1,060
Market$1,170
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$954 / 0.82 ratio110% standard$1,166 / 1.00 ratio
0.91
3 BR
3 BR
1.01ratio
FMR$1,390
Market$1,370
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,251 / 0.91 ratio110% standard$1,529 / 1.12 ratio
1.01
4 BR
4 BR
1.10ratio
FMR$1,580
Market$1,440
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,422 / 0.99 ratio110% standard$1,738 / 1.21 ratio
1.10
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 35171 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

35171 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 35171 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,060 and the 4 bedroom fair market rent is $1,580.

Use this page for searches like 35171 FMR, 35171 fair market rent, and 35171 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 35171
Bedroom sizeHUD FMR
Studio$800
1 bedroom$810
2 bedroom$1,060
3 bedroom$1,390
4 bedroom$1,580