35238
ZIPSAFMR
Shelby County, AL
BRFMR
Eff. Rent
0 BR$1,180$930
1 BR$1,330$810
2 BR$1,460$900
3 BR$1,830$1,160
4 BR$2,080$1,450
5 BR$2,392
6 BR$2,751
7 BR$3,163
8 BR$3,638

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.27ratio
FMR$1,180
Market$930
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.27
1 BR
1 BR
1.64ratio
FMR$1,330
Market$810
vs market+$520

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.64
2 BR
2 BR
1.62ratio
FMR$1,460
Market$900
vs market+$560

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.62
3 BR
3 BR
1.58ratio
FMR$1,830
Market$1,160
vs market+$670

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.58
4 BR
4 BR
1.43ratio
FMR$2,080
Market$1,450
vs market+$630

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.43
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$155,039
Rent
$1,460
Down payment
$31,008
Loan
$124,031
Mortgage
$784
Expenses
$476
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 35238 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.