35758
ZIPSAFMR
Madison County, AL
BRFMR
Eff. Rent
0 BR$1,250$1,200
1 BR$1,380$1,130
2 BR$1,590$1,330
3 BR$2,050$1,680
4 BR$2,560$1,960
5 BR$2,944
6 BR$3,386
7 BR$3,893
8 BR$4,477

Purchase Price Calculator

Maximum purchase price
$135,721

Cost breakdown

+Likely effective rent$1,330
HUD FMR$1,590
Market rentUsed$1,330
Est. payment standard (90%)$1,430
Market rent is below the inferred standard ($1,430, 90% of FMR).
-Principal and interest-$686
Loan amount$108,577
Down payment$27,144
Rate6.50%
Term30 years
-Operating costs-$444
Property taxes-$136
Insurance-$175
Utilities$0
HOA$0
Management-$133
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,526(79.3% ROI)
Projected value
$146,157
Current value$135,721
Return breakdown
Property appreciation+$10,436
Loan principal paid down+$3,890
Rental cash flow+$7,200
5-year hold
+$36,772(135.5% ROI)
Projected value
$153,556
Current value$135,721
Return breakdown
Property appreciation+$17,835
Loan principal paid down+$6,937
Rental cash flow+$12,000
10-year hold
+$78,543(289.4% ROI)
Projected value
$173,734
Current value$135,721
Return breakdown
Property appreciation+$38,013
Loan principal paid down+$16,530
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.04ratio
FMR$1,250
Market$1,200
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,125 / 0.94 ratio110% standard$1,375 / 1.15 ratio
1.04
1 BR
1 BR
1.22ratio
FMR$1,380
Market$1,130
vs market+$250

FMR is above market; underwrite to market rent.

90% standard$1,242 / 1.10 ratio110% standard$1,518 / 1.34 ratio
1.22
2 BR
2 BR
1.20ratio
FMR$1,590
Market$1,330
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$1,431 / 1.08 ratio110% standard$1,749 / 1.32 ratio
1.20
3 BR
3 BR
1.22ratio
FMR$2,050
Market$1,680
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$1,845 / 1.10 ratio110% standard$2,255 / 1.34 ratio
1.22
4 BR
4 BR
1.31ratio
FMR$2,560
Market$1,960
vs market+$600

FMR is above market; underwrite to market rent.

90% standard$2,304 / 1.18 ratio110% standard$2,816 / 1.44 ratio
1.31
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 35758 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

35758 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 35758 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,590 and the 4 bedroom fair market rent is $2,560.

Use this page for searches like 35758 FMR, 35758 fair market rent, and 35758 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 35758
Bedroom sizeHUD FMR
Studio$1,250
1 bedroom$1,380
2 bedroom$1,590
3 bedroom$2,050
4 bedroom$2,560