36728
ZIPSAFMR
Wilcox County, AL
BRFMR
Eff. Rent
0 BR$640$640
1 BR$670$670
2 BR$850$850
3 BR$1,140$1,140
4 BR$1,270$1,270
5 BR$1,461
6 BR$1,680
7 BR$1,932
8 BR$2,221

Purchase Price Calculator

Maximum purchase price
$64,393

Cost breakdown

+Likely effective rent$850
HUD FMRUsed$850
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$326
Loan amount$51,515
Down payment$12,879
Rate6.50%
Term30 years
-Operating costs-$324
Property taxes-$64
Insurance-$175
Utilities$0
HOA$0
Management-$85
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,997(108.7% ROI)
Projected value
$69,344
Current value$64,393
Return breakdown
Property appreciation+$4,951
Loan principal paid down+$1,846
Rental cash flow+$7,200
5-year hold
+$23,753(184.4% ROI)
Projected value
$72,855
Current value$64,393
Return breakdown
Property appreciation+$8,462
Loan principal paid down+$3,291
Rental cash flow+$12,000
10-year hold
+$49,878(387.3% ROI)
Projected value
$82,429
Current value$64,393
Return breakdown
Property appreciation+$18,036
Loan principal paid down+$7,843
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 36728 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

36728 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 36728 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $850 and the 4 bedroom fair market rent is $1,270.

Use this page for searches like 36728 FMR, 36728 fair market rent, and 36728 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 36728
Bedroom sizeHUD FMR
Studio$640
1 bedroom$670
2 bedroom$850
3 bedroom$1,140
4 bedroom$1,270