38545
ZIPSAFMR
Jackson County, TN
BRFMR
Eff. Rent
0 BR$700$700
1 BR$730$730
2 BR$930$930
3 BR$1,270$1,270
4 BR$1,460$1,460
5 BR$1,679
6 BR$1,931
7 BR$2,220
8 BR$2,554

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.65ratio
FMR$700
Market$1,070
vs market-$370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.65
1 BR
1 BR
0.66ratio
FMR$730
Market$1,110
vs market-$380

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.66
2 BR
2 BR
0.58ratio
FMR$930
Market$1,600
vs market-$670

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.58
3 BR
3 BR
0.72ratio
FMR$1,270
Market$1,760
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.72
4 BR
4 BR
0.70ratio
FMR$1,460
Market$2,080
vs market-$620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.70
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$76,281
Rent
$930
Down payment
$15,256
Loan
$61,025
Mortgage
$386
Expenses
$344
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 38545 (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.