39457
ZIPFMR
Pearl River County, MS
BRFMR
Eff. Rent
0 BR$821$821
1 BR$857$857
2 BR$949$949
3 BR$1,315$1,315
4 BR$1,320$1,320
5 BR$1,518
6 BR$1,746
7 BR$2,008
8 BR$2,309

Purchase Price Calculator

Maximum purchase price
$79,105

Cost breakdown

+Likely effective rent$949
HUD FMRUsed$949
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$400
Loan amount$63,284
Down payment$15,821
Rate6.50%
Term30 years
-Operating costs-$349
Property taxes-$79
Insurance-$175
Utilities$0
HOA$0
Management-$95
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,550(98.3% ROI)
Projected value
$85,187
Current value$79,105
Return breakdown
Property appreciation+$6,082
Loan principal paid down+$2,267
Rental cash flow+$7,200
5-year hold
+$26,438(167.1% ROI)
Projected value
$89,499
Current value$79,105
Return breakdown
Property appreciation+$10,395
Loan principal paid down+$4,043
Rental cash flow+$12,000
10-year hold
+$55,790(352.6% ROI)
Projected value
$101,260
Current value$79,105
Return breakdown
Property appreciation+$22,156
Loan principal paid down+$9,634
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 39457 (MS) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

39457 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 39457 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $949 and the 4 bedroom fair market rent is $1,320.

Use this page for searches like 39457 FMR, 39457 fair market rent, and 39457 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 39457
Bedroom sizeHUD FMR
Studio$821
1 bedroom$857
2 bedroom$949
3 bedroom$1,315
4 bedroom$1,320