40865
ZIPSAFMR
Harlan County, KY
BRFMR
Eff. Rent
0 BR$730
1 BR$730
2 BR$910
3 BR$1,190
4 BR$1,200
5 BR$1,380
6 BR$1,587
7 BR$1,825
8 BR$2,099

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$73,309
Rent
$910
Down payment
$14,662
Loan
$58,647
Mortgage
$371
Expenses
$339
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 40865 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.