41056
ZIPSAFMR
Fleming County, KY
BRFMR
Eff. Rent
0 BR$630$630
1 BR$760$760
2 BR$910$910
3 BR$1,110$1,100
4 BR$1,270$1,170
5 BR$1,461
6 BR$1,680
7 BR$1,932
8 BR$2,221

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.66ratio
FMR$630
Market$960
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.66
1 BR
1 BR
0.76ratio
FMR$760
Market$1,000
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.76
2 BR
2 BR
0.82ratio
FMR$910
Market$1,110
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
3 BR
3 BR
1.01ratio
FMR$1,110
Market$1,100
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
4 BR
4 BR
1.09ratio
FMR$1,270
Market$1,170
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$73,309
Rent
$910
Down payment
$14,662
Loan
$58,647
Mortgage
$371
Expenses
$339
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 41056 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.